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Turkish Citizenship by Investment

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How to get a Turkish passport? Complete guide to Turkish citizenship by investment in 2025: $400K minimum, 6-8 month process, visa-free travel to 120+ countries, and path to US E-2 visa.


Bulletpoint Summary

  • Turkish citizenship by investment requires a minimum of $400,000 in real estate or $500,000 in other qualifying investments.
  • Processing time is 6-8 months, with citizenship benefits extending to spouse and children under 18.
  • Benefits include visa-free access to 120+ countries and eligibility for a US E-2 investor visa.
  • Five investment options: real estate purchase, bank deposit, government bonds, investment funds, or business creation.
  • No residency, language, or cultural knowledge requirements for citizenship.
  • All investments can be liquidated after a mandatory three-year holding period.
  • Turkey allows dual citizenship with no requirement to renounce original nationality.
  • Comprehensive healthcare, education benefits, and significantly lower cost of living compared to Europe.
Turkish Citizenship by Investment

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    Gateway to Global Mobility and Investment Opportunity

    Imagine having visa-free access to over 120 countries worldwide, a pathway to an E-2 investor visa for the United States, and a home in a country where Mediterranean beaches meet vibrant cultural experiences — all while potentially securing a profitable investment. This isn’t just a dream scenario; it’s the reality offered through Turkey’s Citizenship by Investment Program in 2025.

    For investors seeking global mobility solutions, the Turkish Citizenship by Investment Program represents an increasingly attractive option in today’s geopolitical landscape. With a relatively modest investment threshold compared to other popular citizenship programs, Turkey offers a compelling value proposition; invest a minimum of $400,000 in qualifying assets (such as property) and obtain citizenship within 6-8 months for yourself and your immediate family.

    But is Turkish citizenship right for you? Let’s dive into everything you need to know about securing a Turkish passport through investment in 2025 — from the benefits and requirements to the application process and potential returns on your investment.

     

    The 7 Key Benefits of Turkish Citizenship by Investment

    Let’s look at the benefits first.

    1. Accessible Investment Requirements

    Unlike many citizenship programs requiring millions in investment, Turkish citizenship can be obtained with a minimum investment of $400,000 in real estate or $500,000 in other qualifying options. This accessibility makes Turkey’s program one of the more attainable paths to a second citizenship through investment.

    2. Travel without Visas

    A Turkish passport grants visa-free or visa-on-arrival access to more than 120 countries, including Japan, Hong Kong, and Singapore. Additionally, Turkish citizens can apply for a C-2 Schengen visa valid for 5 years, facilitating travel throughout the Schengen Area.

    3. Pathway to US Residency Through E-2 Treaty

    Perhaps one of the most valuable benefits of Turkish citizenship is that it offers access to the US E-2 investor visa program. This non-immigrant visa allows Turkish citizens to live and work in the United States for renewable 5-year periods by making a qualifying investment in a US business.

    4. Minimal Residency and Language Requirements

    Unlike many citizenship programs, Turkey doesn’t require applicants to live in the country before or after obtaining citizenship. There are no language tests or cultural knowledge requirements, making this an ideal option for investors who aren’t planning to relocate immediately.

    5. Comprehensive Healthcare Access

    Turkish citizens gain access to the country’s universal healthcare system, where approximately 80% of medical expenses are covered by the government’s Universal Health Insurance. Healthcare costs in Turkey are significantly lower than in the EU or the USA, with high-quality medical facilities available throughout major cities.

    6. Social Benefits and Education Opportunities

    A Turkish passport provides the holder and their family with the right to live, work, and study in Turkey. The country offers free education and university reimbursement plans, along with pension programs and no restrictions on inheriting real estate or assets.

    7. Affordable High-Quality Lifestyle

    Living costs in Turkey are substantially lower than in most European countries or the US. A family of four can expect monthly expenses of approximately $2,868 (excluding rent), while a single person’s monthly costs average around $1,388. Consumer prices are lower than in the EU or USA, with restaurant prices, groceries, and rent being cheaper.

    Cost of Living: Turkey vs. Selected Countries (in 2025, Excluding Rent)
    Turkey (Baseline)Single: $1,388/month, Family of Four: $2,868/month
    United KingdomThe cost of living is approximately 62% higher than in Turkey.
    GermanyThe cost of living is approximately 91% higher than in Turkey.
    FranceThe cost of living is approximately 84% higher than in Turkey.
    ItalyThe cost of living is approximately 70% higher than in Turkey.
    SpainThe cost of living is approximately 68% higher than in Turkey.
    United StatesThe cost of living is approximately 66% higher than in Turkey.
    Source: LivingCost & Expatistan (2025 data). Figures reflect average monthly living expenses, excluding rent, for a single person or a family of four. Percentages represent relative increases compared to Turkey.

    Cost of Living in Turkey (2025)

    According to Expatistan’s data as of April 2025, the estimated monthly costs in Turkey are as follows:​

    • Family of Four (Excluding Rent): Approximately $2,868 per month.​
    • Single Person (Excluding Rent): Around $1,388 per month.​

    Source: Expatistan.

    Investment Requirements: Five Pathways to Turkish Citizenship

    The Turkish Citizenship by Investment Program offers five distinct routes to obtaining citizenship. Importantly, all investments are returnable after a three-year holding period.

    1. Purchase of real estate worth at least $400,000

    It is the most popular investment option. Applicants can buy any property; an apartment, a house, or commercial or industrial premises. Assets must be held for at least three years.

    Since December of 2023, you cannot get citizenship in Turkey by purchasing undeveloped land. The new regulations specify that the investment in real estate must now include land with established condominiums or buildings or an issued building permit.

    Buying a single property isn’t a requirement; instead, one can purchase several apartments for a total cost of more than $400,000.

    However, a property can be used for participation in the program only once. An investor who obtained citizenship in Turkey by purchasing real estate cannot resell that property to another applicant for a passport by investment.

    2. Bank Deposit: $500,000 Minimum

    Investors can deposit $500,000 in any currency accepted by Turkish banks. The deposit must be maintained for three years, after which funds can be withdrawn.

    3. Government Bonds: $500,000 Minimum

    Purchasing Turkish government bonds worth $500,000 also qualifies, provided the assets are held for three years.

    4. Investment Fund Shares: $500,000 Minimum

    Another option is investing $500,000 in real estate or venture capital investment funds, with an obligation to preserve these assets for three years.

    5. Business Creation: $500,000 Capital or 50 Jobs

    Investors can establish a business with $500,000 in capital or create at least 50 jobs in Turkey. After three years, the investor can sell their stake in the business.

    Eligibility: Who Can Apply For Turkish Citizenship by Investment?

    The Turkish citizenship program has straightforward eligibility requirements for main applicants:

    • At least 18 years of age,
    • No criminal record,
    • Compliance with Turkish Immigration Laws,
    • No serious health issues that might pose a public health risk,
    • Proof of legal income sources.

    It’s worth noting that citizens of Armenia, Cuba, Nigeria, North Korea, and Cyprus are ineligible for the program.

    Investors can include their spouse and dependent children under 18 in their application. Financially independent adult children must apply separately as main applicants and make their own qualifying investments.

     

    The Six-Stage Process to Obtain Turkish Citizenship

    The journey to Turkish citizenship follows a structured timeline, typically taking 6-8 months from start to finish:

    Stage 1: Preliminary Due Diligence (1 day)

    The process begins with a preliminary background check using just the investor’s passport to minimize rejection risks. This screening reduces the chances of citizenship denial.

    Stage 2: Document Collection (2-4 weeks)

    Beyond standard documents (questionnaire, passport copy, fee payment receipts, and photos), applicants must provide:

    • Police clearance certificate from the investor’s country of citizenship or residence,
    • Investment documentation (property deed, bank certificate, etc.) All foreign documents must be translated into Turkish, notarized, and apostilled.

    Stage 3: Making The Investment (Variable timeframe)

    For real estate investments, this involves identifying suitable properties, conducting due diligence on titles and contracts, paying a deposit, and completing the purchase.

    Stage 4: Obtaining a Short-Term Residence Permit (Up to 4 weeks)

    Applications can be initiated online through the e-residence system on the Directorate General of Migration Management’s website. Investors must be physically present in Turkey for fingerprinting and to complete the residence permit application in person. Documents must clearly state the purpose is to obtain citizenship through investment.

    Stage 5: Citizenship Application (Up to 3 months)

    The applicant submits their document package along with biometric data and a residence permit copy. Physical presence in Turkey is mandatory for the citizenship application process, including fingerprinting. Turkish authorities review the application, with the final decision signed by the president.

    Stage 6: Receiving the Turkish Passport (At least 2 days)

    The applicant travels to Turkey to receive their passport in person, or arrangements can be made for a lawyer to collect the documents.

     

    Common Pitfalls and How to Avoid Them

    The path to Turkish citizenship through investment can be straightforward, but certain pitfalls may delay or complicate the process. Here are the most common mistakes and how to avoid them:

    1. Insufficient Due Diligence on Property

    • Pitfall: Purchasing property with unclear titles, construction issues, or legal disputes.
    • Solution: Work with reputable lawyers to conduct thorough title searches and legal checks before purchase. Verify that properties have necessary permits and clean ownership histories.

    2. Incorrect Valuation Documentation

    • Pitfall: Property valuations that don’t meet the $400,000 minimum threshold in government assessments.
    • Solution: Ensure the property is officially valued at or above the required amount by obtaining a valuation report from authorized agencies before finalizing the purchase.

    3. Incomplete or Improperly Translated Documents

    • Pitfall: Documentation rejected due to improper translation, missing apostilles, or incomplete information.
    • Solution: Use certified translators familiar with citizenship applications and ensure all documents have proper notarization and apostille certification.

    4. Choosing The Wrong Investment Option

    • Pitfall: Selecting an investment option that doesn’t align with personal financial goals or circumstances.
    • Solution: Consult with financial advisors to determine whether real estate, bank deposits, or other options better suit your long-term objectives before committing.

    5. Timing Issues With Biometric Appointments

    • Pitfall: Missing scheduled biometric appointments or residence permit deadlines.
    • Solution: Plan travel to Turkey well in advance, allowing flexibility for appointment changes and ensuring all family members can be present when required.

     

    Tax Planning Considerations For New Turkish Citizens

    Understanding the tax implications of Turkish citizenship is crucial for proper financial planning:

    Worldwide Income Taxation

    If you become a tax resident in Turkey (staying 183+ days per year), you’ll be subject to Turkish taxation on worldwide income. Non-resident citizens are only taxed on Turkish-source income.

    Double Taxation Treaties

    Turkey has tax treaties with more than 80 countries, including the US, UK, Germany, and China. These agreements can prevent dual taxation and may offer tax credits or exemptions.

    Wealth and Inheritance Tax Considerations

    Turkey has relatively favorable inheritance and wealth tax structures:

    • No wealth tax,
    • Inheritance tax rates between 1-10% depending on relationship and asset value,
    • Tax-free inheritance thresholds for immediate family members.

    Strategic Considerations

    • Consider establishing a tax domicile outside Turkey if you don’t plan to live there,
    • Review existing investment structures before obtaining citizenship,
    • Create a comprehensive tax strategy covering both Turkish and home country obligations.

    Reporting Requirements

    New Turkish citizens should understand reporting requirements for:

    • Foreign assets and accounts,
    • International income sources,
    • Business interests outside Turkey.

     

    Living in Turkey: Practical Information For New Citizens

    For those considering spending time in their new country of citizenship, Turkey offers a rich cultural experience and high quality of life. Here’s essential information for new citizens:

    Healthcare System

    Turkey’s Universal Health Insurance (SGK) provides comprehensive coverage to citizens, with approximately 80% of medical expenses covered. Private insurance options are also available at reasonable rates, with international health insurance plans for comprehensive coverage.

    The country has invested heavily in healthcare infrastructure, with Joint Commission International (JCI) accredited hospitals in major cities offering care comparable to Western standards at significantly lower costs.

    Medical tourism is a growing sector, particularly for dental work, cosmetic procedures, and specialized treatments.

    Education Options

    Turkey offers various education options for families:

    • Public Schools: Free education with instruction primarily in Turkish.
    • Private International Schools: Available in major cities like Istanbul, Ankara, and Izmir, offering curricula such as American, British, IB, French, and German systems.
    • Universities: Over 200 institutions, including prestigious universities like Bogazici, Middle East Technical University, and Koc University, with programs taught in English.

    Banking and Finance

    Opening bank accounts is straightforward for Turkish citizens. Major banks offering comprehensive services include:

    • Is Bankasi,
    • Garanti BBVA,
    • Akbank,
    • Yapi Kredi.

    Many banks offer “priority banking” services for high-net-worth clients with dedicated relationship managers who speak English and other languages.

    Language and Integration

    • While learning Turkish is not required for citizenship, basic knowledge enhances the living experience.
    • Government-sponsored language courses are available to citizens, and many private language schools offer intensive Turkish programs.
    • Most professionals in urban areas and tourist regions speak English, making day-to-day interactions relatively smooth for non-Turkish speakers.

     

    Alternative Paths to Turkish Citizenship

    For those interested in residency without full citizenship, purchasing any property can secure an initial tourist residence permit. Alternatively, investing around $100,000 in real estate provides a two-year permanent residence permit, extendable for another three years. While investment is the fastest route to Turkish citizenship, several alternatives exist:

    1. Birth or Descent

    Individuals with at least one Turkish parent or Turkish ancestry can claim citizenship by descent.

    2. Marriage to a Turkish Citizen

    After three years of marriage to a Turkish citizen, foreign spouses become eligible to apply for citizenship.

    3. Employment in Turkey

    Working in Turkey under a valid contract for five years can lead to citizenship eligibility.

    4. Naturalization

    Living in Turkey for five consecutive years (with absences not exceeding six months total) can qualify applicants for citizenship through naturalization. This requires demonstrating Turkish language proficiency and financial self-sufficiency.

    5. Special Merit (Turquoise Card)

    Exceptional achievements in science, business, culture, or sports may qualify for special consideration.

     

    Dual Citizenship Policies in Turkey

    Turkey fully permits dual and multiple citizenships under Article 44 of the Turkish Citizenship Law. Individuals can maintain their original nationality while acquiring Turkish citizenship, with no requirement to renounce previous citizenships.

    Turkish citizens who obtain citizenship from another country must inform Turkish authorities and have this information recorded in their civil registration to ensure accurate record-keeping of multiple nationalities.

    Turkish Citizenship Application Checklist

    Use this comprehensive checklist to track your citizenship application progress:

    Pre-Application Phase

    • Select investment type (real estate, bank deposit, etc.),
    • Conduct preliminary due diligence,
    • Gather personal identification documents,
    • Obtain police clearance certificate(s),
    • Prepare financial documentation showing the source of funds.

    Investment Phase

    • Complete property search (if choosing real estate),
    • Conduct legal due diligence on property,
    • Open a Turkish bank account,
    • Transfer investment funds,
    • Complete investment transaction,
    • Obtain property deed or investment confirmation.

    Residence Permit Application

    • Complete online residence application,
    • Schedule biometric appointment,
    • Travel to Turkey for appointment,
    • Submit additional documentation as required,
    • Receive residence permit card.

    Citizenship Application

    • Compile citizenship application documents,
    • Translate and notarize/apostille all documents,
    • Submit citizenship application package,
    • Complete biometric data collection,
    • Track application progress with authorities,
    • Receive citizenship approval notification.

    Post-Approval Phase

    • Schedule appointment for passport collection,
    • Travel to Turkey (or arrange legal representative),
    • Collect Turkish passport and ID card,
    • Register with Turkish consulate in home country,
    • Update personal records in other jurisdictions,
    • Notify tax authorities as necessary.

     

    Is Turkish Citizenship Right For You?

    Turkish citizenship through investment is particularly suitable for those who:

    • Desire to live permanently in Turkey,
    • Seek a pathway to an E-2 investor visa for the US,
    • Want a “safe haven” option in case of emergencies in their home country,
    • Wish to access preferential mortgage rates for Turkish real estate.

    However, Turkish citizenship may not be ideal if your primary goal is visa-free access to:

    • USA,
    • Canada,
    • Most European countries,
    • UK,
    • China.

    For visa-free access to these regions, citizenship programs in Malta or Caribbean nations (Antigua and Barbuda, Dominica, Saint Lucia, Grenada, Saint Kitts and Nevis, and Vanuatu) might be more suitable. These programs also offer citizenship without residency or language requirements.

     

     

    Frequently Asked Questions (FAQs) About Turkish Citizenship

    Let’s answer some FAQs about TCBI.

    Can a US citizen get Turkish citizenship?

    Yes, US citizens can obtain Turkish citizenship through several pathways, including the citizenship by investment program. This involves making a qualifying investment in Turkey, such as purchasing real estate with a minimum value of $400,000, making a capital investment, or creating jobs by employing Turkish citizens. US citizens are not excluded from any of the citizenship pathways and have equal access to all options available to other foreign nationals.

    Can you get Turkish citizenship by buying property?

    Yes, Turkey offers a citizenship by investment program that allows foreign investors to acquire Turkish citizenship after purchasing real estate under certain conditions. To qualify as an investment for Turkish citizenship, the property should cost at least $400,000. This is one of the most popular routes to Turkish citizenship for foreign investors, offering both a pathway to citizenship and a potentially profitable real estate investment.

    What is the latest news on Turkish citizenship by investment?

    The latest changes in Turkish citizenship and residence permit applications through investment include mandatory fingerprinting in Turkey and the requirement for investors to be physically present for both residence permit and citizenship applications. Additionally, criminal records from the investor’s country of citizenship or residence are now required as part of the application process. These changes represent increased due diligence measures in the program.

    How can I obtain Turkish citizenship?

    Turkish citizenship can be acquired through:

    • Investment (minimum $400,000),
    • Marriage to a Turkish citizen (after three years),
    • Birth (if at least one parent is Turkish),
    • Employment (after five years of work),
    • Naturalization (after five years of residency),
    • Special merit achievements.

    If a child is born in Turkey, will they receive Turkish citizenship?

    A child will receive Turkish citizenship if at least one parent is a Turkish citizen, regardless of birthplace. Children born in Turkey to two foreign parents do not automatically receive Turkish citizenship unless the child would otherwise be stateless.

    What taxes must be paid when becoming a Turkish citizen?

    Tax obligations depend on residency status, not citizenship. Spending less than 183 days annually in Turkey exempts you from Turkish tax residency. Turkey has double taxation agreements with many countries to prevent dual taxation. If you spend more than 183 days in Turkey annually, you become a tax resident responsible for:

    • Income tax on worldwide income,
    • Value-added tax on goods and services,
    • Property tax on Turkish real estate,

    Note: When selling real estate, both buyer and seller must pay a 2% sales tax based on the property’s value.

    Is military service required for investors or their children?

    While investors who acquire Turkish citizenship are exempt from military service, their sons become subject to conscription after turning 18. However, this obligation can be waived by paying a fee (paid exemption from military service).

     

    Making an Informed Decision

    Turkey’s citizenship by investment program offers a unique combination of accessibility, global mobility benefits, and investment potential. With its strategic location bridging Europe and Asia, rich cultural heritage, and growing economy, Turkey presents an attractive option for investors seeking a second citizenship.

    The program’s reasonable investment threshold of $400,000, coupled with a processing time of just 6-8 months and the inclusion of immediate family members, makes it one of the more accessible and family-friendly citizenship programs globally.

    Before proceeding, we recommend consulting with legal experts such as CKAY Law Firm specialized in immigration and investment, to ensure the program aligns with your specific circumstances and long-term objectives. The Turkish citizenship by investment landscape continues to evolve, making professional guidance invaluable in navigating the application process successfully.

    Whether you’re drawn by the visa-free travel opportunities, the pathway to US residency through the E-2 visa, or the investment potential of Turkey’s real estate market, Turkish citizenship by investment offers a compelling option for global citizens seeking to expand their horizons.

    If you need any help, please feel free to contact us. We will get back to you with in one (1) business day, or if in hurry, just call us now.

    Call : +90 212 356 0350 / +90 533 191 32 11

    info@ckay.com.tr Mon. – Fri. 08:00-18:00

    Free Consultation From a Turkish Immigration Lawyer

    Law is complicate matter. It can cause you a big problem
    if you ignore it. Let us help you with TCBI!







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